Home Savings Bank

For nearly 100 years, the mission of Home Savings Bank has remained the same: To assist the families and businesses of our community in achieving their financial goals.

NOTICE – LOST OR STOLEN ATM/DEBIT CARD
If your debit/ATM card is lost or stolen, please report the problem to us immediately. If you are calling after normal business hours or on a weekend, you may call 1-800-554-8969 to report the card lost or stolen, and the debit/ATM card will be permanently disabled. This number is available only after business hours. If you are calling during the normal business hours of Home Savings Bank, please call 704-982-9184 or any of the other branches.

PLANNING A TRIP OUT OF THE CAROLINAS?
We are serious about doing all we can to protect you from debit card fraud. That is why we’re asking you to call us when you plan to travel outside of North and South Carolina, especially to Florida, Texas, Alabama or California. We’ll make sure you are able to continue using your debit card without any problems. It is one of the many ways we are working to help ensure your security.

Whether for you, your family, or your business, I would like to personally invite you to make Home Savings Bank your bank. Each and every member of our staff stands ready to offer you the most responsive, personalized financial service you will ever experience.

Call or stop by today. Discover the difference Home Savings Bank can make.

R. Ronald Swanner
Chairman and Chief Executive Officer

FDIC Insurance Update

On October 3, 2008, FDIC insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. On May 20, 2009, this temporary increase in coverage was extended through December 31, 2013. Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.

This extension does NOT apply to the Transaction Account Guarantee Program which provides unlimited coverage for eligible non-interest bearing transaction accounts through June 30, 2010. The unlimited coverage under the Transaction Account Guarantee Program remains in effect for depositors only through June 30, 2010.
Home Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.